Father Judge High School

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Guidance » Financial Aid Information

Financial Aid Information

Web Resources

The following are internet sites that can be used to obtain information about financial aid for post-secondary education:

Organizations and Agencies

The Pennsylvania Association of Student Financial Aid Administrators (PASFAA)
The Pensylvania Higher Education Assistance Agency (PHEAA)
The United States Department of Education (USDE)
The College Board
The National Collegiate Athletic Association (NCAA)

Services and Forms

Free Application for Federal Student Aid (FAFSA)
Federal Student Aid PIN
fastWEB (a sholarship search)
Financial Aid Information Page
Pennsylcania Tuition Account Program

Applying for Financial Aid

Important Things to Keep in Mind When Applying for Financial Aid

1. Apply. If you do not complete the Application Process you may miss out on sources of financial aid that can assist you in meeting your educational costs. Contact the Financial Aid Counselor at the school you plan to attend for information on the Application Process and deadline dates. You should complete the financial aid applications as early as possible regardless of your acceptance to a particular school. This will ensure you maximum consideration for all aid available.

2. You are not alone. The financial aid process can be confusing for a first time applicant. Take the time to make an appointment with your guidance counselor or the financial aid counselor at the school you plan to attend. The counselors are available to assist you and your family through the financial aid application process.

3. Explore all sources of financial aid. Financial aid funds can be obtained from many different sources. In addition to Federal Financial Aid Programs there are state programs, institutional programs, and private scholarships and grants. Students should investigate local, regional, and national sources of private funds and how to make application for these funds

4. Pursue your educational goals. The purpose of financial aid is to provide access to education. Students sometimes feel that cost is a barrier to attending the institution of their choice. The difference between what a school costs and what the family is expected to contribute may be available in financial aid funding, thereby allowing a student to consider attending any school, regardless of cost.

5. Everyone can apply for Financial aid! Some families feel that they have too much income to be eligible for financial aid. Not every family will qualify for grant assistance. However, regardless of income, they can borrow funds to pay for educational costs under the Unsubsidized Federal Stafford Loan Program and the Federal Parent Loan Program

6. Keep copies of all forms you use in applying for financial aid. Maintain copies of all correspondence that you receive from the Financial Aid Office, as well as from all other agencies dealing with financial aid. You may need to refer to these documents at a later date.

College Codes for Financial Aid
Albright College      003229 
Allentown College      003986 
Alvernia Univeristy     003233 
Arcadia University     003235 
Bloomsburg University   00315 
Bucks County Community College      003239 
Community College of Philadelphia    003249 
Drexel University       003256 
Gwynedd Mercy College    003270 
Holy Family University      003275 
Kings College    003282 
Kutztown University  003322 
LaSalle University    003287 
Lehigh University     003289
Lycoming College   003293 
Manor Jr. College   003294 
Neumann University      003988 
Penn State University-Main Campus   003329 
Penn State University-Abington     03342 
St. Joseph's University     003367 
Temple University    003371 
University of Pennsylvania    003378 
University of Sciences in Philadelphia    003353 
University of Scranton    003384 
Villanova University        003388 
Widener University     003313 
West Chester University      003328
* For more information, or other school codes, please call or stop into the Guidance Office.

Financial Aid Award Letters
Seniors must bring copies of financial aid, scholarshp and award letters to the guidance office to be included in the booklet at graduation.

The Language of Financial Aid Award Letters
  • Federal Pell Grant: Students who meet federal criteria for financial need automatically receive this grant, which does not require repayment.
  • Federal SEOG (Supplemental Education Opportunity Grant): Awarded to low-income students based on availability of funds at the college, and does not require repayment.
  • College Grant/Scholarship: Individual colleges or universities determine eligibility for these awards. These awards may or may not be need-based. They are funded by the college and do not require repayment.
  • State Grant Programs: These awards are made to state residents who generally attend college in-state. State grants may or may not be need-based and do not have to be repaid.
  • Federal Work-Study: This program is awarded to students with financial need. Students work part-time to earn this award.
  • Federal Perkins Loan: This low-interest rate (5%) federal loan is for students with exceptional financial need and is based on the college's available Perkins loan funds. As with all education loans, repayment is required.
  • Federal Stafford Loans: These low-interest-rate education loans must be repaid. Annual borrowing limits vary depending on the student's year in college. Two types of Stafford loans are available:
  • Subsidized: These loans are awarded to students with financial need. The federal government pays the interest on the loan while the students are in college and during deferment and grace periods.
  • Unsubsidized: These loans are awarded to students regardless of family income. Borrowers pay interest while attending college or may defer payment and allow interest to accrue.